---
title: "What Is Appointment? Definition | Epic Life Glossary"
description: "An appointment is a carrier's formal record that an agent may sell its products in a state. The carrier files it with the state, and it requires a valid..."
url: https://epicline.preview.multisites.ai/glossary/appointment
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Agent licensing and appointments

# Appointment

An appointment is a carrier's formal record that an agent may sell its products in a state. The carrier files it with the state, and it requires a valid license first.

## Why it matters

Licensing and appointment are separate steps. A license comes from the state. An appointment comes from the insurance company. In most states, an agent needs both before selling a carrier's policy. Carriers may charge fees in some states, and they can end an appointment. Agents who want many carrier choices need many appointments, which contracting teams usually help organize.

Source: [naic.org](https://content.naic.org/insurance-topics/producer-licensing)

[Read next, for agentsWhich carriers can Epic Life agents sell for?](https://epicline.preview.multisites.ai/careers/carriers)

## Where we use this term

-   [How to get a multi-state life insurance license: resident first, then nonresident](https://epicline.preview.multisites.ai/guides/multi-state-life-insurance-license)
-   [How to become a life insurance agent with no experience](https://epicline.preview.multisites.ai/careers/new-agents)
-   [Telesales life insurance agent: selling on inbound calls](https://epicline.preview.multisites.ai/careers/telesales-life-insurance-agent)

## Start your climb.

Tell us where you are today and request a call about licensing, training and the calls.

[Apply to join](https://epicline.preview.multisites.ai/apply)

Shopping for coverage instead? [Get a quote](https://epicline.preview.multisites.ai/get-a-quote)