---
title: "What Is Free Look? Definition | Epic Life Glossary"
description: "Free look is the period after a policy is delivered during which the owner can review it and cancel for a refund of premiums. The length is set by state..."
url: https://epicline.preview.multisites.ai/glossary/free-look
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Compliance and regulation

# Free Look

Free look is the period after a policy is delivered during which the owner can review it and cancel for a refund of premiums. The length is set by state law and the policy, and often ranges from 10 to 30 days.

## Why it matters

Free look gives families time to read the contract and confirm it matches what they were told. If the owner returns the policy within the period, the insurer generally refunds the premium paid. Replacement policies and annuities may have longer periods in some states. Check the policy cover page for the date and the cancellation steps. Agents earn commission only if the policy stays in force, so a cancellation can affect them too.

Source: [naic.org](https://content.naic.org/sites/default/files/model-law-613.pdf)

[Read next, for familiesHow do you file a life insurance claim after a loved one dies?](https://epicline.preview.multisites.ai/guides/how-to-file-a-life-insurance-claim)

## Where we use this term

-   [How much does final expense insurance cost, and what sets the price?](https://epicline.preview.multisites.ai/guides/final-expense-insurance-cost)
-   [Fixed vs fixed index annuity: how do they work and who do they fit?](https://epicline.preview.multisites.ai/guides/fixed-vs-fixed-index-annuity)
-   [Indexed universal life (IUL) explained: caps, floors, costs, and risks](https://epicline.preview.multisites.ai/guides/iul-explained)
-   [Life insurance chargebacks explained: how they work and how to protect your cash flow](https://epicline.preview.multisites.ai/guides/life-insurance-chargebacks)
-   [Can you still get life insurance over 70? Options that still work](https://epicline.preview.multisites.ai/guides/life-insurance-over-70)

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