---
title: "What Is Group Life Insurance? Definition | Epic Life Glossary"
description: "Group life insurance is a single policy that covers many people, usually employees of one company or members of an association. The employer or group..."
url: https://epicline.preview.multisites.ai/glossary/group-life-insurance
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Policy types and products

# Group Life Insurance

Group life insurance is a single policy that covers many people, usually employees of one company or members of an association. The employer or group holds the master policy, and each member receives a certificate.

## Why it matters

Group life is often cheap or free to the employee, with coverage of a set amount or a multiple of salary. It usually ends when employment ends, though some plans allow conversion to an individual policy within a short deadline. The amount may not be enough for a family's needs. Agents often advise people to treat group coverage as a base and to add an individual policy they own. Conversion rights and portability vary by plan and state.

Source: [law.cornell.edu](https://www.law.cornell.edu/wex/group_life_insurance)

## Where we use this term

-   [How do you file a life insurance claim after a loved one dies?](https://epicline.preview.multisites.ai/guides/how-to-file-a-life-insurance-claim)

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