---
title: "What Is Health Questions (Knock-Out Questions)? | Epic Life"
description: "Health questions are the application questions a carrier asks about medical history. Knock-out questions are the ones where a yes answer makes the..."
url: https://epicline.preview.multisites.ai/glossary/health-questions
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Underwriting

# Health Questions (Knock-Out Questions)

Health questions are the application questions a carrier asks about medical history. Knock-out questions are the ones where a yes answer makes the applicant ineligible for that plan.

## Why it matters

Simplified issue and final expense plans rely on them in place of exams. Typical topics include recent hospital stays, cancer, heart conditions, and use of oxygen. Answer exactly as asked. If one answer disqualifies you, another carrier or a guaranteed issue plan may still be available. Wording varies by carrier.

Source: [naic.org](https://content.naic.org/article/consumer-insight-life-insurance-roadmap)

[Read next, for familiesGuaranteed issue life insurance: who gets approved, what the waiting period means](https://epicline.preview.multisites.ai/life-insurance/guaranteed-issue)

## Where we use this term

-   [Burial insurance vs life insurance vs pre-need funeral plans: what is the difference?](https://epicline.preview.multisites.ai/guides/burial-insurance-vs-life-insurance-vs-preneed)
-   [How much does final expense insurance cost, and what sets the price?](https://epicline.preview.multisites.ai/guides/final-expense-insurance-cost)
-   [Your first 90 days as a telesales life insurance agent: a week-by-week ramp](https://epicline.preview.multisites.ai/guides/first-90-days-as-a-telesales-agent)
-   [Guaranteed issue vs simplified issue: which fits your health and age?](https://epicline.preview.multisites.ai/guides/guaranteed-vs-simplified-issue)
-   [Can you still get life insurance over 70? Options that still work](https://epicline.preview.multisites.ai/guides/life-insurance-over-70)

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