---
title: "What Is Line Of Authority? Definition | Epic Life Glossary"
description: "A line of authority is the type of insurance a license allows an agent to sell, such as life, accident and health, or property and casualty. A state..."
url: https://epicline.preview.multisites.ai/glossary/line-of-authority
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Agent licensing and appointments

# Line Of Authority

A line of authority is the type of insurance a license allows an agent to sell, such as life, accident and health, or property and casualty. A state lists each line on the license.

## Why it matters

An agent licensed only for life cannot sell health or auto policies. Common lines for life agents are life and accident and health, and some states use different names. Adding a line usually means more study and another exam. Check the license before quoting a product, since selling outside it is a violation.

Source: [naic.org](https://content.naic.org/sites/default/files/model-law-218.pdf)

[Read next, for agentsHow life insurance licensing works across multiple states](https://epicline.preview.multisites.ai/careers/licensing)

## Where we use this term

-   [How to get a multi-state life insurance license: resident first, then nonresident](https://epicline.preview.multisites.ai/guides/multi-state-life-insurance-license)

## Start your climb.

Tell us where you are today and request a call about licensing, training and the calls.

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