---
title: "What Is MIB (MIB (Medical Information Bureau))? | Epic Life"
description: "MIB is a membership organization that holds coded information from past life, health, and disability insurance applications. Member carriers check it to..."
url: https://epicline.preview.multisites.ai/glossary/mib
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Underwriting

# MIB (Medical Information Bureau) (MIB)

MIB is a membership organization that holds coded information from past life, health, and disability insurance applications. Member carriers check it to verify what an applicant has told them.

## Why it matters

Carriers use MIB to confirm answers and flag conditions. It is not a full medical record. You can request your own MIB consumer file and dispute errors. A hit does not mean a decline, but a mismatch with your application can cause delays or problems. Rules and reporting vary by carrier.

Source: [mib.com](https://www.mib.com/faq.html)

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-   [Can you still get life insurance over 70? Options that still work](https://epicline.preview.multisites.ai/guides/life-insurance-over-70)
-   [How much does life insurance cost, and what drives the price?](https://epicline.preview.multisites.ai/life-insurance/cost)
-   [Final expense insurance: what it pays for, what it costs, and who it fits](https://epicline.preview.multisites.ai/life-insurance/final-expense)
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