---
title: "What Is Postpone? Definition | Epic Life Glossary"
description: "A postponement is an underwriting decision to delay an offer until a later date, usually because of a recent illness, surgery, or pending test result."
url: https://epicline.preview.multisites.ai/glossary/postpone
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Underwriting

# Postpone

A postponement is an underwriting decision to delay an offer until a later date, usually because of a recent illness, surgery, or pending test result.

## Why it matters

The carrier may ask the applicant to reapply after a set time, such as six months after treatment. This differs from a decline, which is a no for now. During the wait, another carrier or a guaranteed issue plan might help. Keep records of the date so you can reapply.

Source: [naic.org](https://content.naic.org/article/consumer-insight-life-insurance-roadmap)

[Read next, for familiesGuaranteed issue life insurance: who gets approved, what the waiting period means](https://epicline.preview.multisites.ai/life-insurance/guaranteed-issue)

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