---
title: "What Is Rx (Prescription History Check (Rx))? | Epic Life"
description: "A prescription history check is an underwriting step where the carrier reviews a database of past prescriptions filled by the applicant. It helps..."
url: https://epicline.preview.multisites.ai/glossary/prescription-history-check
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Underwriting

# Prescription History Check (Rx) (Rx)

A prescription history check is an underwriting step where the carrier reviews a database of past prescriptions filled by the applicant. It helps confirm health answers and find conditions.

## Why it matters

Carriers use it in simplified and accelerated programs in place of a medical exam. The report can show medicines tied to heart disease, diabetes, or mental health. The use of consumer reports is governed by federal rules like the Fair Credit Reporting Act, and the applicant has rights to see and dispute data. List all medicines on the application.

Source: [law.cornell.edu](https://www.law.cornell.edu/uscode/text/15/1681)

[Read next, for familiesNo exam life insurance: simplified, guaranteed and accelerated options compared](https://epicline.preview.multisites.ai/life-insurance/no-exam-life-insurance)

## Where we use this term

-   [Guaranteed issue vs simplified issue: which fits your health and age?](https://epicline.preview.multisites.ai/guides/guaranteed-vs-simplified-issue)

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