---
title: "What Is Street Level? Definition | Epic Life Glossary"
description: "Street level is the base commission rate a carrier pays to an agent contracted directly with no extra contract uplift. It is the entry tier on the..."
url: https://epicline.preview.multisites.ai/glossary/street-level
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Distribution structure

# Street Level

Street level is the base commission rate a carrier pays to an agent contracted directly with no extra contract uplift. It is the entry tier on the commission schedule.

## Why it matters

Agents often start at street level, then move up through an upline or by meeting production goals. The difference between street level and a higher level is the amount that can be shared as an override. Exact terms vary by carrier, so request the schedule. Telesales agents should ask early which level they will start at and how they can move up.

Source: [law.cornell.edu](https://www.law.cornell.edu/wex/commission)

[Read next, for agentsHow do life insurance agents get paid? An honest breakdown](https://epicline.preview.multisites.ai/careers/compensation)

## Where we use this term

-   [How to join an IMO: the questions to ask before you sign](https://epicline.preview.multisites.ai/guides/how-to-join-an-imo)

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