---
title: "What Is Table Rating? Definition | Epic Life Glossary"
description: "A table rating is a premium increase for higher than standard risk, shown with letters or numbers. Each step usually adds about 25 percent to the..."
url: https://epicline.preview.multisites.ai/glossary/table-rating
publisher: Epic Life Group
apply: https://epicline.preview.multisites.ai/apply
quote: https://epicline.preview.multisites.ai/get-a-quote
---

Underwriting

# Table Rating

A table rating is a premium increase for higher than standard risk, shown with letters or numbers. Each step usually adds about 25 percent to the standard rate, though carriers differ.

## Why it matters

Table A, B, C and so on rise in steps, or Table 1 through 16 in other systems. A Table 4 might mean about 100 percent over standard under a common scale. Not all carriers use the same method. Ratings can sometimes be reconsidered after a few years of improved health.

Source: [naic.org](https://content.naic.org/article/consumer-insight-life-insurance-roadmap)

[Read next, for familiesHow much does life insurance cost, and what drives the price?](https://epicline.preview.multisites.ai/life-insurance/cost)

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