Why it matters
Fingerprints are taken at an approved site or by a digital scan, and the results go to the state insurance department. Fees and processing times vary. The NAIC supports a shared approach so an agent can reuse a prior check where states allow it. Applicants with past convictions should disclose them honestly on the application, since hiding them can be treated as a bigger problem than the record itself.
Source: naic.org
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