Why it matters
Because insurance calls often cross state lines, agents usually tell every caller the call is recorded. This approach is safe in both one-party and all-party states. Recording without needed consent can lead to civil or criminal penalties. Families can ask whether a call is recorded and why, and can choose to end the call. Agents should follow their agency policy and check the rules for the state of each party.
Source: law.cornell.edu
Read next, for agentsInbound calls for insurance agents: how Epic Life leads work