Why it matters
Outbound calls carry more legal risk than inbound calls. Before dialing, an agent must check the National Do Not Call Registry, the internal DNC list, and any consent records. State rules can add calling hour limits and licensing steps. For families, an outbound call about insurance should come from a licensed agent who gives a name and company at the start. You can ask to be placed on the company's do-not-call list at any time.
Source: law.cornell.edu
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